1. Saving Deposit
| SN. |
Product |
Interest Rate (p.a.) |
Minimum Balance (NPR) |
| 1. |
Social Security Deposit |
6.03% |
NIL |
| 2. |
Normal Saving |
6.03% |
NPR 1,000 |
| 3. |
Saving Plus Account |
8.03% |
NIL |
| 4. |
Rajat Bachat |
6.03% |
NPR 25* |
| 5. |
Gaurav Bachat Khata |
6.03% |
NPR 10,000 |
| 6. |
Saral Bachat Khata |
6.03% |
NPR 100 |
| 7. |
Sambridhi Bachat Khata |
6.03% |
NPR 10,000 |
| 8. |
Sagaurav Bachat Khata |
6.03% |
NPR 10,000 |
| 9. |
Bal Bachat Khata / Child Welfare Scheme |
6.03% |
NPR 500 |
| 10. |
Anniversary Saving Account |
6.03% |
NPR 10,000 |
| 11. |
Share Dhani Bachat Khata |
6.03% |
NPR 100 |
| 12. |
Grihini Bachat Khata |
6.03% |
NPR 1,000 |
| 13. |
Employee Saving Account |
6.03% |
NIL |
Remittance deposit 1% above published rate(conditions apply)
2. Fixed Deposit
| S.N. |
Period |
Interest Rate p.a |
| A. |
Individual |
|
| 1 |
3 Months and Above |
11.03% |
| B. |
Institutional |
|
| 2 |
3 Months and Above |
10.03% |
| Renewal by bidding additional 0.1% on published rate |
| C. |
NB Muddati Yojana |
11.03% |
3. FCY Deposit
| S.N. |
Currency |
Interest Rate (p.a.) |
Minimum Balance |
| 1. |
US Dollar |
2.75% |
100 |
| 2. |
Euro |
0.50% |
100 |
| 3. |
GBP |
0.50% |
100 |
| 4. |
CAD |
0.50% |
100 |
| 5. |
CHF |
0.25% |
100 |
| 6. |
AUD |
0.50% |
100 |
4. Loan And Advances
| S.N. |
Loan & Advance |
Premium on Base Rate (% p.a.) |
| 1. |
Deprived Sector Loan |
|
| |
Institutional |
0.50% |
- |
4.00% |
| Others |
2.00% |
- |
5.00% |
| 2. |
Export Finance |
1.00% |
|
4.00% |
| 3. |
Trust Receipt (Import Finance) |
1.00% |
- |
4.00% |
| 4. |
Short Term Loan (Import Finance) |
1.50% |
- |
5.00% |
| 5. |
Loan against local LC (Purchase Finance) |
1.50% |
- |
4.00% |
| 6. |
Term Loan |
2.00% |
- |
5.00% |
| 7. |
Overdraft/Cash Credit |
1.00% |
- |
5.00% |
| 8. |
Demand Loan (Working Capital Financing) |
1.00% |
- |
5.00% |
| 9. |
Schedule Demand Loan |
1.00% |
- |
5.00% |
| 10. |
Pledge Loan |
2.00% |
- |
5.00% |
| 11. |
Contract Loan |
3.00% |
- |
5.00% |
| 12. |
Housing Loan |
1.00% |
- |
5.00% |
| 13. |
Gold Loan |
1.50% |
- |
5.00% |
| 14. |
Hire Purchase Loan |
|
| Coverage/tie up with mortgage collateral security |
1.00% |
- |
5.00% |
| No coverage/no tie up with mortgage collateral security |
2.00% |
- |
5.00% |
| Construction Equipments |
2.00% |
- |
5.00% |
| 15. |
Personal Auto Loan |
|
| Brand New Vehicle |
1.00% |
- |
5.00% |
| Used Vehicle |
2.00% |
- |
5.00% |
| 16. |
Mortgage Loan |
|
| Revolving Mortgage Loan |
2.00% |
- |
5.00% |
| Schedule Mortgage Loan |
2.00% |
- |
5.00% |
| 17. |
NB Professional Loan |
3.00% |
- |
5.00% |
| 18. |
Education Loan |
1.50% |
- |
5.00% |
| 19. |
Margin Lending |
2.00 |
- |
5.00% |
| 20. |
Loan Against Own FDR |
Plus 1.50 on FDR Rate |
| 21. |
|
1% to 5% over the base rate or 1% plus on FDR rate, whichever is higher |
| 22. |
Loan against Foreign bank's guarantee |
1.00% |
- |
5.00% |
| 23. |
Other Loan/Force Loan |
4.00% |
- |
5.00% |
| 24. |
Consortuim Loan |
As per Consortium Decision but not less than base rate |
| 25. |
Special Product Loan |
As per Product Paper |
5. Fixed Interest Rate Loan
| S.N. |
Fixed Interest Rate Loan |
Period |
Interest Rate (p.a.) |
| 1. |
Auto Loan |
Up to 5 years |
9.99% |
| Above 5 years |
10.99% |
| 2. |
Housing Loan |
Up to 5 years |
9.99% |
| 5-10 years |
10.99% |
| 10-20 years |
11.49% |
| 3. |
SML (Schedule Mortgage Loan) |
Up to 5 years |
10.99% |
| 5-10 years |
11.99% |
| Above 10 years |
12.99% |
| 4. |
Educational Loan |
Up to 5 years |
11.99% |
| 5-10 years |
12.99% |
| 5. |
Professional Loan |
Up to 3 years |
11.99% |
| 3-5 years |
12.99% |
Click here to view the old interest rate
