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Gold Loan

Gold Loan

Purpose Financing against pledge of gold and gold ornaments.
Financing Ratio: Maximum 70% of the assessed value of the gold and gold ornaments.
Nature Non-revolving & non-renewable.
Disbursement Full loan amount after pledging of the gold and completion of the loan documentation.
Principal Repayment partially or lump sum within expiry.
Interest Repayment: On quarterly basis and/or on loan expiry date.
Security: At least 143% coverage by the assessed value of the gold and gold ornaments under pledge.
Tenure: Maximum one year.

Required Documents:

  1. Loan application
  2. citizenship of borrower
  3. Family details of borrower

For more details, please contact our nearest branch. We are ready to serve you. Thank you.