Deprived Sector Loan (Institutional, Business Firm/Company, Individual)
| Purpose | Financing on business and/or low cost housing under deprived sector as defined by NRB. |
| Financing Ratio: | Up to 80% of the required fund on deprived sector business. |
| Nature | May be revolving & renewable and also non-revolving & non-renewable as per nature of the business. |
| Disbursement | Fully or partially on the nominee account as per the nature of the loan. |
| Principal Repayment | (i) Lump sum within expiry in case of revolving nature of loan. (ii) In equated installment basis (EMI/EQI) in case of non-revolving nature of loan. |
| Interest Repayment: | On quarterly basis or on installment payment date. |
| Security: | In case of BFIs, Assignment of Receivables & Corporate Guarantee In case of Business Firm/Company/Individual, at least 150% security coverage of mortgaged property/hypothecation/titleship on assets. |
| Tenure: | One year for revolving & renewable and maximum five years for installment basis loan. |
